$750,000 in annualized annuity premium or
$60,000 in life production and have your choice of:


  • The California Wine Tour Experience
  • The Orlando Vacation Family Fun Flex Experience – for two adults and two children
  • The Sonoma Golf, Spa and Wine Tour Experience
  • The Ritz-Carlton Family Escape Experience for four

The California Wine Tour Experience

Choose which idyllic valley in California’s renowned wine country, Napa or Sonoma, you would like to explore on your California Wine Tour Experience. In the perfect climate and rich soils of the valleys, grapes for making Cabernet Sauvignon, Chardonnay, Pinot Noir, Zinfandel, Merlot and a dozen other varieties thrive. The personalized wine tour will be customized to your individual wine tastes and preferences from a selection of vineyards recognized as being some of the best the world has to offer. The California Wine Tour Experience for two includes: 4 day/ 3 night deluxe accommodations in Napa or Sonoma Valley, full American breakfast daily, a complimentary bottle of wine in your room upon check in, a private 5-hour winery tour in a chauffeured luxury sedan, and all hotel taxes.

The Orlando Vacation Family Fun Flex Experience – for two adults and two children

The Orlando Vacation Family Fun Flex Certificate provides you the flexibility to attend your favorite Orlando-area theme parks! With a fully customizable itinerary you and your family can attend a different exciting theme park each day, thus ensuring there’s something for everyone in the family to enjoy! The Orlando Family Fun Flex Certificate provides amenities for two adults and two children and includes: Four day/ three night deluxe accommodations in the Orlando area; Three day tickets to your choice of Orlando area theme parks, including Disney's Magic Kingdom, Disney's Epcot Center, Disney's Animal Kingdom, Disney's Hollywood Studios, Universal Studios, Islands of Adventure, Sea World or Disney's Typhoon Lagoon; All airport, hotel and theme park transfers; JustRewards™ Concierge Service available to make every aspect of your vacation a memorable and rewarding experience.


The Sonoma Golf, Spa and Wine Tour Experience

Sit back and relax in the ultimate comfort and service provided you at one of the several Four Star Luxury Inn & Spas located in this elegant oasis in the heart of California’s cherished wine country. For hundreds of years, ancient thermal mineral waters have graced these grounds and refreshed weary travelers. Today, this area boasts several of the top rated spas in the country as well as some of the most beautiful golf courses that run through the regions rolling terrain. Highlight your visit with a 5-hour private wine tour of some of the regions most exclusion vineyards. The Sonoma Golf, Spa and Wine Tour Experience for two includes: 4 day/ 3 night deluxe accommodations in Sonoma Valley, full American breakfast daily, a complimentary bottle of wine in your room upon check in, a $300 hotel credit for golf or spa activities, a private 5-hour winery tour in a chauffeured luxury sedan, and all hotel taxes.

The Ritz-Carlton Family Escape Experience for four

Truly the best of the best: a choice of over 150 SELECT 'luxury' hotels worldwide that include the Ritz-Carlton, Fairmont, Hyatt Regency, Park Hyatt, Grand Hyatt, Marriott & Renaissance Hotels. Whatever your pleasure, this award promises to deliver the ultimate luxury and sophisticated elegance! The Luxury Resort Certificate includes 4 day/ 3 night deluxe accommodations at over 150 SELECT ‘luxury’ hotels worldwide that include the Ritz-Carlton, Fairmont, Hyatt Regency, Park Hyatt, Grand Hyatt, Marriott & Renaissance Hotels, daily breakfast, and hotel taxes. Redemption options include twelve featured Ritz-Carlton locations, providing accommodations in two–or–three bedroom suites, subject to availability at booking.